Energized. Focused. Prepared.
It's the Supreme Lending way.
It's the Supreme Lending way.
Our Company
Supreme Lending is a Dallas, Texas-based mortgage lender that was formed in 1999 by Scott Everett. Mr. Everett, who serves as the company's president, recognized the critical need for a mortgage banker to help homebuyers successfully and painlessly navigate through the financial aspects of the home buying process.
The dynamic firm continues to expertly serve homebuyers by recruiting the most knowledgeable and ethical loan officers and providing them with cutting edge advantages. These include loan products that give our professionals a distinct competitive advantage in the marketplace. Loan officers are able to provide competitive interest rates and an impressive variety of loan products - including specialty loans - to fulfill customer needs and increase their own earnings.
Supreme Lending is a correspondent lender enabling loan officers to save customers significant costs and fees that a middleman (i.e., a mortgage broker) will charge. Our advanced technology - a combination of expert Internet use plus our advanced processing software and automated underwriting systems - provides additional savings with lower rates and fees while expediting the loan process. We also underwrite, close and fund loans in-house, eliminating the overhead and bureaucracy that can burden larger institutions. Supreme Lending always utilizes the "best practices" of lending to ensure the most compliant procedures to protect our customers and our company.
Supreme Lending's professional support staff have grown significantly in recent years. Each associate maintains a strong, genuine belief that our clients are "customers for life", a corporate culture that attracts a growing percentage of referrals from industry partners that include realtors and home builders.
Our strong customer commitment includes frequent and timely communications throughout the home buying process to keep clients well-informed and educated about the status of their loan. Supreme Lending ensures that each customer closes on time by transferring loan documents to the title company well in advance of the closing date. And, our commitment extends well beyond the closing - our loan officers and professional support personnel are always available to answer questions, provide helpful solutions and engage those customers during subsequent purchases of their next home.
The dynamic firm continues to expertly serve homebuyers by recruiting the most knowledgeable and ethical loan officers and providing them with cutting edge advantages. These include loan products that give our professionals a distinct competitive advantage in the marketplace. Loan officers are able to provide competitive interest rates and an impressive variety of loan products - including specialty loans - to fulfill customer needs and increase their own earnings.
Supreme Lending is a correspondent lender enabling loan officers to save customers significant costs and fees that a middleman (i.e., a mortgage broker) will charge. Our advanced technology - a combination of expert Internet use plus our advanced processing software and automated underwriting systems - provides additional savings with lower rates and fees while expediting the loan process. We also underwrite, close and fund loans in-house, eliminating the overhead and bureaucracy that can burden larger institutions. Supreme Lending always utilizes the "best practices" of lending to ensure the most compliant procedures to protect our customers and our company.
Supreme Lending's professional support staff have grown significantly in recent years. Each associate maintains a strong, genuine belief that our clients are "customers for life", a corporate culture that attracts a growing percentage of referrals from industry partners that include realtors and home builders.
Our strong customer commitment includes frequent and timely communications throughout the home buying process to keep clients well-informed and educated about the status of their loan. Supreme Lending ensures that each customer closes on time by transferring loan documents to the title company well in advance of the closing date. And, our commitment extends well beyond the closing - our loan officers and professional support personnel are always available to answer questions, provide helpful solutions and engage those customers during subsequent purchases of their next home.
Teamwork, people and positive attitude.
When outstanding people are part of your team, the sky's the limit.
When outstanding people are part of your team, the sky's the limit.
Phone: 214-340-5225 Toll-Free: 877-350-5225 Fax: 469-461-1372
Email: Recruiting@supremelending.com
Leadership Team
Founder & President
Scott Everett
Director of Operations
Rick Hogle
Chief Financial Officer
Tony Schmeck
SVP - National Production Manager
James E. Iley, Jr.
Chief Information Officer
Dave MacDonald
Founder & President
Scott Everett
Scott Everett is the founder and president of Supreme Lending. Since its inception in 1997, Scott has grown Supreme Lending from a small single-office operation to a nationwide lending institution of over 70 branches. With a background of over 17 years in the mortgage industry - and a passion for technology - Scott has cultivated a business that has stood the test of time. Even through the turbulence of the mortgage crisis, Supreme Lending has continued to grow. What's his secret? A commitment to embracing technology and dedication to the success of the individual loan officer. Scott's leadership has led to many accomplishments for Supreme; most recently, moving to a new, larger corporate office facility. His most treasured success has been witnessing the positive impact Supreme Lending has had in the lives of both employees as well as clients. And he's not stopping there! Scott's vision for the future is to see Supreme Lending as the number one privately held mortgage bank in the United States. Until then, Scott continues to inspire and nurture his team on the road to success!
Scott Everett
Scott Everett is the founder and president of Supreme Lending. Since its inception in 1997, Scott has grown Supreme Lending from a small single-office operation to a nationwide lending institution of over 70 branches. With a background of over 17 years in the mortgage industry - and a passion for technology - Scott has cultivated a business that has stood the test of time. Even through the turbulence of the mortgage crisis, Supreme Lending has continued to grow. What's his secret? A commitment to embracing technology and dedication to the success of the individual loan officer. Scott's leadership has led to many accomplishments for Supreme; most recently, moving to a new, larger corporate office facility. His most treasured success has been witnessing the positive impact Supreme Lending has had in the lives of both employees as well as clients. And he's not stopping there! Scott's vision for the future is to see Supreme Lending as the number one privately held mortgage bank in the United States. Until then, Scott continues to inspire and nurture his team on the road to success!
Director of Operations
Rick Hogle
Rick Hogle has spent a decade in various aspects of mortgage banking. Originally a Loan Officer, Rick accepted the challenge as Branch Manager for a national mortgage lender and flourished in that capacity for 4 years. Rick originally joined Supreme Lending as a Branch Manager and operated that branch for a year. His next venture was to energize and "build out" our in-house retail origination team. Expanding origination from one office to four, in only two years, retail branch volume more than doubled as a result of his efforts! Now serving as Vice President of National Production, Rick has continued to play an essential role in all aspects of branch promotion, training and implementation. Rick's goal for the future is to continue to grow and nurture our team of branches while improving service levels.
Rick Hogle
Rick Hogle has spent a decade in various aspects of mortgage banking. Originally a Loan Officer, Rick accepted the challenge as Branch Manager for a national mortgage lender and flourished in that capacity for 4 years. Rick originally joined Supreme Lending as a Branch Manager and operated that branch for a year. His next venture was to energize and "build out" our in-house retail origination team. Expanding origination from one office to four, in only two years, retail branch volume more than doubled as a result of his efforts! Now serving as Vice President of National Production, Rick has continued to play an essential role in all aspects of branch promotion, training and implementation. Rick's goal for the future is to continue to grow and nurture our team of branches while improving service levels.
Chief Financial Officer
Tony Schmeck
Tony Schmeck contributes an extensive 25 years of experience in the financial arena. Beginning as a CPA with Price Waterhouse, Tony has recently served as Director for a Texas Community Bank, as well as engaging in the commercial and residential mortgage banking sectors. Joining Supreme Lending in 2009 as our CFO, Tony is responsible for all aspects of the company’s financial and accounting functions. He has been instrumental in the evolution of Supreme’s SAM*E automated accounting and reporting processes and prides himself in his commitment to providing precise, timely, and straightforward financial information, which has always been his professional trademark.
Tony Schmeck
Tony Schmeck contributes an extensive 25 years of experience in the financial arena. Beginning as a CPA with Price Waterhouse, Tony has recently served as Director for a Texas Community Bank, as well as engaging in the commercial and residential mortgage banking sectors. Joining Supreme Lending in 2009 as our CFO, Tony is responsible for all aspects of the company’s financial and accounting functions. He has been instrumental in the evolution of Supreme’s SAM*E automated accounting and reporting processes and prides himself in his commitment to providing precise, timely, and straightforward financial information, which has always been his professional trademark.
SVP - National Production Manager
James E. Iley, Jr.
James E. Iley, Jr. brings to Supreme Lending a strong leadership background with over 22 years of industry experience. In his role, James will oversee the daily management of the Branch Support Team, the Production Team and all branch operations across the country. James’ goal is to not only have very targeted growth but to also add value to the organization. He plans to quickly show positive results from methods developed and implemented under his leadership. James' objective is to make Supreme Lending an authority in the overall management of successful branches while also assisting Supreme in achieving its vision of becoming the Best Mortgage Banking Company in America.
James E. Iley, Jr.
James E. Iley, Jr. brings to Supreme Lending a strong leadership background with over 22 years of industry experience. In his role, James will oversee the daily management of the Branch Support Team, the Production Team and all branch operations across the country. James’ goal is to not only have very targeted growth but to also add value to the organization. He plans to quickly show positive results from methods developed and implemented under his leadership. James' objective is to make Supreme Lending an authority in the overall management of successful branches while also assisting Supreme in achieving its vision of becoming the Best Mortgage Banking Company in America.
Chief Information Officer
Dave MacDonald
Dave MacDonald brings over twenty years of Information Technology (IT) Industry experience to our organization. His last 10 years have been focused on mortgage finance technology. Here at Supreme, he is responsible all IT application systems, data and telephone networks, and the computer data center. Dave's experience also includes managing multiple projects and teams with diverse skills and integrating multiple hardware platforms and software configurations. His main focus this past year has been on building a solid IT infrastructure to handle our future growth. Supreme Lending IT goals for the next year will concentrate on implementing innovative application software and continuing to be industry leader in the realm of technology.
Dave MacDonald
Dave MacDonald brings over twenty years of Information Technology (IT) Industry experience to our organization. His last 10 years have been focused on mortgage finance technology. Here at Supreme, he is responsible all IT application systems, data and telephone networks, and the computer data center. Dave's experience also includes managing multiple projects and teams with diverse skills and integrating multiple hardware platforms and software configurations. His main focus this past year has been on building a solid IT infrastructure to handle our future growth. Supreme Lending IT goals for the next year will concentrate on implementing innovative application software and continuing to be industry leader in the realm of technology.
Supreme Lending
At Supreme we have fostered and grown a branch-centric culture where
the expectations of our branches are not only met but exceeded!
At Supreme we have fostered and grown a branch-centric culture where
the expectations of our branches are not only met but exceeded!
Phone: 214-340-5225 Toll-Free: 877-350-5225 Fax: 469-461-1372
Email: Recruiting@supremelending.com
Core Values
Supreme Lending's culture is people centric and by example, we exemplify these values in all aspects of our day to day operations:
- Honesty and integrity in all relationships
- Nurturing a diverse culture focused on individual employees, branches and borrowers
- Remaining adaptive and reliable in an unpredictable industry
- Exceeding expectations and providing excellent customer service
- Cultivating relationships on a daily basis
- Maintaining optimism in the workplace
- Collaborative teamwork between departments and branches.
Is this a good fit?
Travel the path to success with Supreme whose ideals match yours.
Travel the path to success with Supreme whose ideals match yours.
Phone: 214-340-5225 Toll-Free: 877-350-5225 Fax: 469-461-1372
Email: Recruiting@supremelending.com
Testimonials
In January of 2008, when we were deciding which company to join, we knew that the mortgage industry was going through a period of tremendous change, and it was going to be more critical then ever to join forces with a highly supportive company that had a strong commitment to growth and longevity. I’m happy to say that we definitely joined up with the right company! The last three years with Supreme Lending have been a very positive experience! While watching other companies fall by the way-side, our branch, along with Supreme Lending as a whole has continued to flourish and have positioned ourselves very well for the future.
Here at Supreme, there is a strong feeling of “team” Whether you’re dealing with the Accounting or Marketing department, or the Licensing Department or Leadership Team, you know you’ll be working with a friendly person that cares about your branch’s success and cares about you as a person.
Anyone who is looking to join a team that will best prepare them for the changes that we’ll see in 2011 and the years that follow, and will give their branch the best opportunity to be successful should look to Supreme Lending!
Here at Supreme, there is a strong feeling of “team” Whether you’re dealing with the Accounting or Marketing department, or the Licensing Department or Leadership Team, you know you’ll be working with a friendly person that cares about your branch’s success and cares about you as a person.
Anyone who is looking to join a team that will best prepare them for the changes that we’ll see in 2011 and the years that follow, and will give their branch the best opportunity to be successful should look to Supreme Lending!
Brad Roles and Tim Nelson
Branch Managers Coon Rapids, MN
In 2008, things started changing in the mortgage business. I had owned my own broker shop for 20 years. We had always been one of the larger broker shops in the Dallas area. We had great deals with our investors, such as pricing and special turn times in underwriting and closing. When everything changed, and companies started going out of business left and right, we went from being a prestigious investor account to where they did not care at all what type of service or turn times we received. So as new laws and regulations started to take shape, I knew it was only a matter of time until I got pushed out of the business if I didn’t align myself with a company that understood the main fundamentals of pricing, customer service and turn times.
I spent over a year researching and trying to find a company to meet my needs. I have known Scott Everett for almost 20 years, and I just keep coming back to Supreme Lending. Supreme has more tools to be successful than any other company in the nation. Also, because of my long friendship with Scott, I knew that he was rock solid. I had to be selective in the wake of so many companies going out of business. I do not like change and didn’t want to join an organization that wasn’t a good fit or was on the verge of collapse. Supreme Lending has all I could ask for and then some! It has been the best decision I have ever made. I just wish I would have made the transition a long time ago!
I spent over a year researching and trying to find a company to meet my needs. I have known Scott Everett for almost 20 years, and I just keep coming back to Supreme Lending. Supreme has more tools to be successful than any other company in the nation. Also, because of my long friendship with Scott, I knew that he was rock solid. I had to be selective in the wake of so many companies going out of business. I do not like change and didn’t want to join an organization that wasn’t a good fit or was on the verge of collapse. Supreme Lending has all I could ask for and then some! It has been the best decision I have ever made. I just wish I would have made the transition a long time ago!
Rockie Martin
Branch Manager Rockwall, TX
Making my move to Supreme Lending last year was a leap of faith, in the management team of Scott Everett and Staci Pierce. I have been in the mortgage industry for more than 25 years and worked for the same company for most of those years. I now have been here for a year, and feel that it was the best move of my career. I only wish I had made this move years ago. Most importantly, Supreme is run like a true business, with the end game always in sight. The people who support me at Supreme know and understand what I need on a daily basis to get the production done and the loans closed.
Every department manager that has assisted me has gone the extra mile, and done so in a timely matter. Nothing is worse than needing help, getting voice mail and no return phone call. That does not happen here. I believe Supreme Lending is in the business for the long haul. They operate efficiently and are certainly at the top of the food chain when it comes to technology. I can honestly say that I am very pleased with my decision to join Supreme Lending. My entire branch has benefitted from this move, and we look for a long future with Supreme.
Every department manager that has assisted me has gone the extra mile, and done so in a timely matter. Nothing is worse than needing help, getting voice mail and no return phone call. That does not happen here. I believe Supreme Lending is in the business for the long haul. They operate efficiently and are certainly at the top of the food chain when it comes to technology. I can honestly say that I am very pleased with my decision to join Supreme Lending. My entire branch has benefitted from this move, and we look for a long future with Supreme.
Nancy Davis
Branch Manager Melbourne, FL
Supreme lending has one of the most sophisticated back end systems that I have ever used. How sweet it is to do what I do best, Sell, and let the system run my loans through, from start to finish.
Cory Martilla
Branch Manager Dallas, TX
I have been in the mortgage business for more than seventeen years here in the Austin area and have spent a majority of that time as a mortgage broker. However, I am now proud to call myself a "reformed" mortgage broker, now a mortgage banker. This transition began in winter 2006, when I began to see the writing on the wall for mortgage brokers. At that time I began my search for a compatible mortgage banker with which to start up a new branch. After a thorough search of the market, numerous interviews, and the necessary research, I found Scott Everett at Supreme Lending-the company I was looking for. I had been frustrated with the lack of control of the files that my staff and I had originated; Supreme Lending offered that control. Therefore, in spring 2007 my staff and I joined Supreme Lending. Over the years I have watched the company grow and cannot be but thrilled with the fact that, although they have grown extensively in volume and size, Supreme Lending still gives the same service to me that I received when they were a much smaller company. Scott continually hires only the most experienced and professional staff, who not only handle quickly and efficiently any problems that arise but also are proactive to the future needs that my branch may need.
I say this to anyone looking to make a change in the future: Take a good look around and make sure that your search includes Supreme Lending. Our industry is once again in flux, and we must make sure that we have strong partners as we move through these next few challenging years. I believe that Supreme Lending is such a strong partner. Come and join us!
I say this to anyone looking to make a change in the future: Take a good look around and make sure that your search includes Supreme Lending. Our industry is once again in flux, and we must make sure that we have strong partners as we move through these next few challenging years. I believe that Supreme Lending is such a strong partner. Come and join us!
John E. McClellan
Branch Manager Austin, TX
We had no idea when we joined Supreme Lending what the future would bring. Supreme has very professional office staff that went above the call of duty to make sure our branch always got the support that was needed at the time it was needed. Also, when we hear other people complain about the company they work for, we just say, 'We are so glad we are a part of Supreme Lending'. They take care of business so professionally. It’s an honor to be a Supreme employee.
We want to thank Supreme Lending for all the time and effort that they have put in on our behalf. From the very first phone call, we have been impressed with their personal attitude and ability to understand and satisfy the needs of our management team, processors, and loan officers. We think the Supreme motto should be, what we say we’ll do we WILL DO ... Thanks.
We want to thank Supreme Lending for all the time and effort that they have put in on our behalf. From the very first phone call, we have been impressed with their personal attitude and ability to understand and satisfy the needs of our management team, processors, and loan officers. We think the Supreme motto should be, what we say we’ll do we WILL DO ... Thanks.
Ron Zach and Mewael Ghebremichael
Branch Managers Houston, TX
It was a big decision to go from being an owner of a mortgage broker to an employee of a mortgage banker. However, in 2008 that is what I did. My staff joined Supreme Lending and from the very start, not only did we feel "at home", but we found that this National company had the same attitude and philosophy we did as a small broker. Over the past two years time and time again the corporate staff has shown us that they do understand the value of our customers and the need to serve them. It goes beyond that, however. As an owner I had to be in charge of licensing, marketing, human resources, accounting and still originate loans.
Now, I have a team of professionals who are there to help me thru the SAFE Act, who is able to create marketing pieces with just a thought or suggestion from me, I have accurate accounting records for my branch and all my HR worries are handled by someone else. I can focus on making my branch a success while expanding my own personal originations. My loan officers can feel confident that our rates will be competitive and our product mix will keep the company around for years to come. In this market, that is important to my staff to know the company banner we fly today is the same one we will fly tomorrow. It is an honor to work for Supreme and looking back joining the Supreme family is one of the best decisions I have made.
Now, I have a team of professionals who are there to help me thru the SAFE Act, who is able to create marketing pieces with just a thought or suggestion from me, I have accurate accounting records for my branch and all my HR worries are handled by someone else. I can focus on making my branch a success while expanding my own personal originations. My loan officers can feel confident that our rates will be competitive and our product mix will keep the company around for years to come. In this market, that is important to my staff to know the company banner we fly today is the same one we will fly tomorrow. It is an honor to work for Supreme and looking back joining the Supreme family is one of the best decisions I have made.
James Campanella
Branch Manager Rolling Meadows, IL
Phone: 214-340-5225 Toll-Free: 877-350-5225 Fax: 469-461-1372
Email: Recruiting@supremelending.com
Email: Recruiting@supremelending.com
General Terms and Conditions
YOUR USE OF THIS WEBSITE AND YOUR TRANSACTIONS CONDUCTED WITH THE COMPANY IN CONNECTION WITH THIS WEBSITE ARE SUBJECT TO THE FOLLOWING TERMS AND CONDITIONS, REFERRED TO AS "TERMS OF USE". CLICKING ONTO WEB PAGES BEYOND THE WEBSITE'S HOMEPAGE CONSTITUTES YOUR ACCEPTANCE OF AND AGREEMENT WITH THE TERMS OF USE WHETHER OR NOT YOU COMPLETE A TRANSACTION WITH THE COMPANY AND WHETHER OR NOT YOU COMPLETE YOUR TRANSACTION ON THE WEBSITE OR THROUGH OTHER CHANNELS, SUCH AS BY PHONE, BY EMAIL, FACSIMILE OR OTHERWISE. IF YOU DO NOT AGREE TO THE TERMS OF USE, YOU MAY NOT USE THIS WEBSITE.
TERMS OF USE
WEB SITE OWNERSHIP AND PERMITTED USE
This Website is owned and operated by Everett Financial, Inc. dba Supreme Lending, 14801 Quorum Drive, Suite 300, Dallas, Texas 75254, which is referred to below as `Supreme` or `we` or `us` or `Company` or `our.`
You agree that (a) your use of this Website is subject to and governed by these Terms of Use, (b) you will only access or use this Website and transact business with us if you are at least 18 years old, (c) you will comply with and be bound by these Terms of Use as they appear on this Website each time you access and use this Website, (d) each use of this Website by you indicates and confirms your assent to and agreement to be bound by these Terms of Use, and (e) these Terms of Use are a legally binding agreement between you and Supreme that will be enforceable against you.
You agree that you will not use or attempt to use this Website for any purpose other than conducting mortgage banking related business with Supreme as a bona fide client of Supreme; you may not use or attempt to use this Website for any purpose: (1) that interferes with or induces a breach of the contractual relationships between Supreme and its employees, (2) that is any way unlawful or prohibited, or that is harmful or destructive to anyone or their property, (3) that transmits any advertisements, solicitations, schemes, spam, flooding, or other unsolicited email, unsolicited commercial communications, (4) that transmits any harmful or disabling computer codes or viruses, (5) that interferes with our network services; (6) that attempts to gain unauthorized access to our network services, (7) that impairs or limits our ability to operate this Website or any other person's ability to access and use this Website, and/or (8) that uses any methods, means or devices to click on to this Website or cause a visit to this Website for the purpose of manipulating the results of any internet search engine, or for any other purpose other than conducting mortgage banking related business with Supreme as a bona fide client of Supreme.
Supreme reserves the right at all times, in its sole discretion and without notice to you, to deny your access to and use of this Website. You agree that you may not use or attempt to use any part of this Website to represent that you have any (express or implied) affiliation with Supreme or broker relationship with Supreme without the express written permission of Supreme. You may not use this Website to transmit unsolicited email to this site or to anyone whose email address included the domain name under on this Web site.
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INTELLECTUAL PROPERTY RIGHTS
You acknowledge and agree that (a) all content, web pages, source code, data, screens and materials on and used in operating this Website are protected by copyright and other intellectual property rights, including, but not limited to, trademarks, service marks, trade names, brand names and logos, that are owned by Supreme and (b) all rights of any kind in the web pages, source code, functionality, design, layout, screen interfaces and all other aspects of the "look and feel" of this Web site are owned by Supreme.
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LINKING
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REVISIONS
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PRIVACY AND SECURITY
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INDEMNIFICATION
If you make any unauthorized use of this Website or violate the Terms of Use: (a) you may be in violation of copyright and other laws of the United States, as well as applicable state laws, and may be subject to penalties, and (b) you may be responsible for damages caused to the Company. You agree to indemnify Supreme and its affiliates, vendors and licensors, and all of the employees, officers, directors, agents and representatives of Supreme and its affiliates, vendors and licensors, against, and to hold all of them harmless from, all costs, claims, damages, expenses or other losses, including attorney's fees and court costs, that arise from or are related to your use of this Website and/or your breach/violation of or failure to comply with the Terms of Use.
DISCLAIMERS
THE CONTENT, SERVICES, CALCULATIONS, INFORMATION, PRODUCTS AND MATERIALS ON OR AVAILABLE THROUGH THIS WEB SITE ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW. SUPREME DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. SUPREME MAKES NO REPRESENTATION OR WARRANTY REGARDING THE CONTENT, SERVICES, CALCULATIONS, INFORMATION, PRODUCTS OR MATERIALS, OR THE USE OR RESULTS OF USE OF THE CONTENT, SERVICES, CALCULATIONS, PRODUCTS OR MATERIALS, ON OR AVAILABLE THROUGH THIS WEBSITE. THE CONTENT, SERVICES, CALCULATIONS, INFORMATION, PRODUCTS AND MATERIALS ON OR AVAILABLE THROUGH THIS WEBSITE COULD INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS AND COULD BECOME INACCURATE BECAUSE OF DEVELOPMENTS OCCURRING AFTER THEIR RESPECTIVE DATES OF PREPARATION OR PUBLICATION. SUPREME HAS NO OBLIGATION TO MAINTAIN THE CURRENCY OR ACCURACY OF ANY CONTENT, SERVICES, CALCULATIONS, INFORMATION, PRODUCTS OR MATERIALS ON OR AVAILABLE THROUGH THIS WEB SITE.
YOU ACKNOWLEDGE AND AGREE THAT SUPREME IS NOT, AND SHALL NOT BE, RESPONSIBLE FOR THE RESULTS OF ANY DEFECTS THAT MAY EXIST IN THIS WEB SITE OR ITS OPERATION. AS TO THE OPERATION OF THIS WEB SITE, SUPREME EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. SUPREME MAKES NO REPRESENTATION OR WARRANTY THAT (A) THE OPERATION OF THIS WEBSITE WILL MEET YOUR OR ANY OTHER USER'S REQUIREMENTS; (B) ACCESS TO THE WEBSITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR FREE OF ERRORS, VIRUSES OR OTHER HARMFUL COMPONENTS; OR (C) ANY DEFECTS IN THIS WEBSITE WILL BE CORRECTED. YOU AGREE THAT YOU, AND NOT SUPREME, WILL BEAR THE ENTIRE COST OF ALL SERVICING, REPAIR, CORRECTION OR RESTORATION THAT MAY BE NECESSARY FOR YOUR DATA, SOFTWARE PROGRAMS OR COMPUTER EQUIPMENT BECAUSE OF ANY VIRUSES, ERRORS OR OTHER PROBLEMS YOU MAY HAVE AS A RESULT OF USING OR VISITING THIS WEBSITE.
LIMITATION OF LIABILITY
YOU AGREE THAT UNDER NO CIRCUMSTANCES WILL SUPREME BE LIABLE TO YOU OR ANY OTHER PERSON OR ENTITY FOR ANY DAMAGES OR INJURY, INCLUDING ANY DIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES OR ANY DAMAGES OR INJURY CAUSED BY ERROR, INACCURACY, OMISSION, INTERRUPTION, DEFECT, FAILURE OF PERFORMANCE, DELAY IN OPERATION OR TRANSMISSION, TELECOMMUNICATIONS FAILURE OR COMPUTER VIRUS OR OTHER PROBLEM, THAT MAY RESULT FROM THE USE OF, OR THE INABILITY TO USE, THIS WEBSITE OR THE CONTENT, SERVICES, CALCULATIONS, INFORMATION, PRODUCTS OR MATERIALS ON OR AVAILABLE THROUGH THIS WEBSITE, WHETHER IN AN ACTION ALLEGING BREACH OF CONTRACT, NEGLIGENCE OR ANY OTHER CAUSE OF ACTION, OR ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF ANY CONTENT, SERVICES, CALCULATIONS, INFORMATION, PRODUCTS OR MATERIALS ON OR AVAILABLE THROUGH THIS WEBSITE. YOU AGREE THAT SUPREME SHALL NOT BE LIABLE EVEN IF WE OR OUR AUTHORIZED REPRESENTATIVES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU. HOWEVER, IN NO EVENT SHALL SUPREME’S TOTAL LIABILITY TO YOU FOR DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT, TORT OR OTHERWISE) EXCEED THE AMOUNT PAID BY YOU, IF ANY, IN ACCESSING OR USING THIS WEBSITE.
COMMUNICATIONS WITH COMPANY
Time Sensitive Instructions: When communicating with us through this Website, or via email, do not use the Website, or e-mail to communicate any time-sensitive instructions that are in any way related to or affect your loan, loan application or closing (such as interest rates locks, cancellation of a closing, rescissions, or the like). Such instructions may not be honored. All transactions conducted on this Website, or via email, must be confirmed in writing by us to be accepted by and binding upon us.
Loan Approvals: All loan approvals, pre-qualifications, pre-approvals, rate locks, deposit and refund agreements, and the like, are only made by Supreme in writing. Approvals, pre-qualifications and pre-approvals are conditional in accordance with their terms except as be specifically provided for in writing signed by Supreme.
E-Signature: General communications through this Website or via email are not intended by us to constitute either an electronic record or an electronic signature, or to constitute any agreement by the sender to conduct a transaction by electronic means, unless a specific statement to the contrary is included in the message and specific e-signature procedures are employed. However, your assent to a "click to accept" button or box is binding upon you. Recording & Monitoring of Communications: Your communications with us via the Website, email, and telephone may be recorded or monitored and by using such communications methods you are consenting to the recording or monitoring of the same.
ADDITIONAL TERMS
You acknowledge that certain features of this Website, as well other products and services of Supreme, including those that may be available through this Website, may be subject to terms, conditions and disclaimers in addition to these Terms of Use, and you agree that your use of such products and services will be subject to such additional terms, conditions and disclaimers. Permission to Be Contacted: By submitting information to Supreme through this Website or otherwise you are making an inquiry as to lending programs and services offered by Supreme and give Supreme permission to contact you through email, fax, or telephone, or any means, even if your phone number is on a "Do Not Call" list.
Agreement to Provide Accurate Information: In making a loan inquiry, application or in entering into any other transaction or request for information on this Website, you agree to provide accurate, true, current, and complete information upon which Supreme may rely.
Your Cooperation Needed: Supreme generally begins processing your application (which may include ordering an appraisal, credit report, title commitment and other necessary items) upon the submission of a full and complete application. If you submit an application, you agree to cooperate in the application process (including submitting all required documentation in a timely manner) and if needed, to obtain information Supreme may need from third parties such as your bank, employer, current mortgage company, etc. In addition, you agree to notify Supreme of any changes in any information submitted in connection with your application.
Reasonable Efforts: While Supreme will use all of its reasonable efforts to have your application fully processed and closed on or before any applicable rate lock expiration date (if any) and/or anticipated closing date, some process are not under our control. For instance, Supreme cannot be responsible for delays in loan approval or closing due to: the untimely receipt of an acceptable appraisal; the untimely receipt of required documentation; your existing home not selling; matters disclosed by a title commitment or survey; any other matters beyond Supreme’s reasonable control.
Deposit / Refund Policy: When you submit a loan application, Supreme will begin to process your application and, as a result, will advance on your behalf costs for certain third party expenses. If you do not fully cooperate in or complete the application process (including submitting all required documentation in a timely manner), choose to withdraw your application, or choose not to close the transaction for any reason, you may be required to pay for some or all of Supreme’s third party costs. Please review your deposit agreement for details specific to your loan application.
GOVERNING LAW
You agree that these Terms of Use shall be governed by and construed in accordance with the laws of the State of Texas, without giving effect to any principles of conflicts of law. You agree that any action at law or in equity arising out of or relating to these Terms of Use or the use of this Website shall be filed only in the state or federal courts located in Dallas, Texas, and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action.
SEVERABILITY
You agree that if any provision of these Terms of Use shall be found to be unlawful or void, or for any reason unenforceable, then that provision shall be deemed severable from the other provisions of these Terms of Use and shall not affect the validity and enforceability of such other provisions
TERMS OF USE
WEB SITE OWNERSHIP AND PERMITTED USE
This Website is owned and operated by Everett Financial, Inc. dba Supreme Lending, 14801 Quorum Drive, Suite 300, Dallas, Texas 75254, which is referred to below as `Supreme` or `we` or `us` or `Company` or `our.`
You agree that (a) your use of this Website is subject to and governed by these Terms of Use, (b) you will only access or use this Website and transact business with us if you are at least 18 years old, (c) you will comply with and be bound by these Terms of Use as they appear on this Website each time you access and use this Website, (d) each use of this Website by you indicates and confirms your assent to and agreement to be bound by these Terms of Use, and (e) these Terms of Use are a legally binding agreement between you and Supreme that will be enforceable against you.
You agree that you will not use or attempt to use this Website for any purpose other than conducting mortgage banking related business with Supreme as a bona fide client of Supreme; you may not use or attempt to use this Website for any purpose: (1) that interferes with or induces a breach of the contractual relationships between Supreme and its employees, (2) that is any way unlawful or prohibited, or that is harmful or destructive to anyone or their property, (3) that transmits any advertisements, solicitations, schemes, spam, flooding, or other unsolicited email, unsolicited commercial communications, (4) that transmits any harmful or disabling computer codes or viruses, (5) that interferes with our network services; (6) that attempts to gain unauthorized access to our network services, (7) that impairs or limits our ability to operate this Website or any other person's ability to access and use this Website, and/or (8) that uses any methods, means or devices to click on to this Website or cause a visit to this Website for the purpose of manipulating the results of any internet search engine, or for any other purpose other than conducting mortgage banking related business with Supreme as a bona fide client of Supreme.
Supreme reserves the right at all times, in its sole discretion and without notice to you, to deny your access to and use of this Website. You agree that you may not use or attempt to use any part of this Website to represent that you have any (express or implied) affiliation with Supreme or broker relationship with Supreme without the express written permission of Supreme. You may not use this Website to transmit unsolicited email to this site or to anyone whose email address included the domain name under on this Web site.
You agree and acknowledge that you have the sole responsibility and liability for your use of this Website and for providing or obtaining, and for maintaining, all of the hardware, software, electrical power, telecommunications, Internet services, and other products or services necessary or desirable for you to access and use this Website. The Terms of Use may not be altered except with the express written permission of one of the Managing Partners of Supreme.
INTELLECTUAL PROPERTY RIGHTS
You acknowledge and agree that (a) all content, web pages, source code, data, screens and materials on and used in operating this Website are protected by copyright and other intellectual property rights, including, but not limited to, trademarks, service marks, trade names, brand names and logos, that are owned by Supreme and (b) all rights of any kind in the web pages, source code, functionality, design, layout, screen interfaces and all other aspects of the "look and feel" of this Web site are owned by Supreme.
You may reproduce content and materials from this Web site only for your own personal, non-commercial use, and provided that you keep intact all copyright, trademark and other proprietary notices on the content and materials. You agree that you will not in any way copy, reproduce, publish, create derivative works from this Website, perform, upload, post, distribute, transfer, transmit, modify, adapt, frame in any web page, alter the appearance of, use on any other Website, or incorporate into any other document or materials any content, data or materials from this Website for any purpose other than your own personal, non-commercial use.
You may not use any content, domain names (in whole or in part), or email addresses related to or derived from this Website, nor any data, trademarks, functionality, service marks, trade names, brand names and/or logos contained within or derived from this Website, for any purpose other than your own personal, non-commercial use; meaning that you may not, among other prohibited uses, use any content, domain names, email addresses, data, trademarks, service marks, trade names, brand names and/or logos on or derived from this Website (a) in or as any meta-tag or hidden text, (b) in or as part of any contextual marketing directory, index, or triggering term; (c) as content or advertising related to any other Website including, but not limited to, comparative/informational Websites; and/or (d) as a variable or data element in any algorithm that causes another internet browser to appear on, over, or at the same time as the Company's Website or controls the content of any other internet browser window. The republication of our loan programs and rates is strictly prohibited. You acknowledge and agree that you do not acquire any ownership rights by downloading copyrighted material.
You acknowledge and agree that all comments, suggestions, graphics and ideas you may submit to Supreme regarding this Website will become and remain our exclusive property, including any future rights associated with such submissions, even if the provisions of these Terms of Use are later modified or terminated. This means that you disclaim any proprietary rights in such submissions, and you acknowledge Supreme’s unrestricted right to use, publish and exploit them, or materials or ideas similar to them, in any medium, now and in the future, without notice, compensation or other obligation to you or any other person.
LINKING
Not Responsible For Links to Other Web sites: For your convenience, this Website may provide links to other Websites on the World Wide Web. Unless expressly stated otherwise on this Web site, Supreme does not endorse, approve, sponsor or control, and we are not in any way responsible for, any of the content, services, calculations, information, products or materials available at or through any Websites to which this Website may provide a link. By using this Website you acknowledge and agree that Supreme will not be responsible or liable to you or any other person for any damages or claims that might result from your use of such content, services, calculation, information, products or materials.
No Advertising / No Links. Supreme does not permit third-party advertising on this Website. Except with the written permission of Supreme, you agree that you will not create links from any Web site or webpage to this Web site or any webpage within this Web site.
REVISIONS
You agree and acknowledge that we may revise or change these Terms of Use at any time, without notice to you, and you agree that you will be bound by the provisions of these Terms of Use as they appear on this Website at the time you access this Website. Because these Terms of Use may change, we encourage you to refer back often to these Terms of Use. In addition, you agree and acknowledge that all other content, services, products and materials on or available through this Website are subject to updating and revision without notice to you.
LOCATION
You understand and acknowledge that Supreme controls and operates this Website from within the United States of America. This Website provides information regarding services and products that are made available in the United States only. We make no representation that the services or products about which information may be provided on this Website will be available (a) anywhere outside of the United States or (b) in every state within the United States. You acknowledge and agree that you are responsible for compliance with all federal, state and local laws applicable to your access to and use of this Website.
USER IDs AND PASSWORDS
Certain areas or features of this Web site may be restricted to users who have obtained a user identification and password by completing a registration process described on this Website. Please be sure to protect and maintain the confidentiality of any user identification, password or other identifying information you may obtain in connection with your use of this Website. You agree to notify Supreme immediately if you believe your user identification, password or other identifying information has been lost, stolen or otherwise compromised. You also acknowledge and agree that you are solely responsible for all damages or claims that may arise from any access to or use of this Website by any person to whom you have provided your user identification, password or other identifying information, or by any person who has obtained such information from you, including, but not limited to, any access to or use of this Website that may occur after you have notified us that your user identification, password or other identifying information has been lost, stolen or otherwise compromised.
PRIVACY AND SECURITY
See Security and Privacy Webpage: For information on how Supreme uses and protects the personal information you may provide through this Website, please click on this link to our security and privacy policy or click on the "Security and Privacy" link at the bottom of the pages of this Web site. Internet is An Open Network: While certain designated parts of the Supreme Web site employs technologies to secure your data and the transmissions between you and Supreme and our employees, the Internet is an open system and we cannot provide absolute assurances that transmissions cannot be intercepted/decrypted by others.
INDEMNIFICATION
If you make any unauthorized use of this Website or violate the Terms of Use: (a) you may be in violation of copyright and other laws of the United States, as well as applicable state laws, and may be subject to penalties, and (b) you may be responsible for damages caused to the Company. You agree to indemnify Supreme and its affiliates, vendors and licensors, and all of the employees, officers, directors, agents and representatives of Supreme and its affiliates, vendors and licensors, against, and to hold all of them harmless from, all costs, claims, damages, expenses or other losses, including attorney's fees and court costs, that arise from or are related to your use of this Website and/or your breach/violation of or failure to comply with the Terms of Use.
DISCLAIMERS
THE CONTENT, SERVICES, CALCULATIONS, INFORMATION, PRODUCTS AND MATERIALS ON OR AVAILABLE THROUGH THIS WEB SITE ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW. SUPREME DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. SUPREME MAKES NO REPRESENTATION OR WARRANTY REGARDING THE CONTENT, SERVICES, CALCULATIONS, INFORMATION, PRODUCTS OR MATERIALS, OR THE USE OR RESULTS OF USE OF THE CONTENT, SERVICES, CALCULATIONS, PRODUCTS OR MATERIALS, ON OR AVAILABLE THROUGH THIS WEBSITE. THE CONTENT, SERVICES, CALCULATIONS, INFORMATION, PRODUCTS AND MATERIALS ON OR AVAILABLE THROUGH THIS WEBSITE COULD INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS AND COULD BECOME INACCURATE BECAUSE OF DEVELOPMENTS OCCURRING AFTER THEIR RESPECTIVE DATES OF PREPARATION OR PUBLICATION. SUPREME HAS NO OBLIGATION TO MAINTAIN THE CURRENCY OR ACCURACY OF ANY CONTENT, SERVICES, CALCULATIONS, INFORMATION, PRODUCTS OR MATERIALS ON OR AVAILABLE THROUGH THIS WEB SITE.
YOU ACKNOWLEDGE AND AGREE THAT SUPREME IS NOT, AND SHALL NOT BE, RESPONSIBLE FOR THE RESULTS OF ANY DEFECTS THAT MAY EXIST IN THIS WEB SITE OR ITS OPERATION. AS TO THE OPERATION OF THIS WEB SITE, SUPREME EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. SUPREME MAKES NO REPRESENTATION OR WARRANTY THAT (A) THE OPERATION OF THIS WEBSITE WILL MEET YOUR OR ANY OTHER USER'S REQUIREMENTS; (B) ACCESS TO THE WEBSITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR FREE OF ERRORS, VIRUSES OR OTHER HARMFUL COMPONENTS; OR (C) ANY DEFECTS IN THIS WEBSITE WILL BE CORRECTED. YOU AGREE THAT YOU, AND NOT SUPREME, WILL BEAR THE ENTIRE COST OF ALL SERVICING, REPAIR, CORRECTION OR RESTORATION THAT MAY BE NECESSARY FOR YOUR DATA, SOFTWARE PROGRAMS OR COMPUTER EQUIPMENT BECAUSE OF ANY VIRUSES, ERRORS OR OTHER PROBLEMS YOU MAY HAVE AS A RESULT OF USING OR VISITING THIS WEBSITE.
LIMITATION OF LIABILITY
YOU AGREE THAT UNDER NO CIRCUMSTANCES WILL SUPREME BE LIABLE TO YOU OR ANY OTHER PERSON OR ENTITY FOR ANY DAMAGES OR INJURY, INCLUDING ANY DIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES OR ANY DAMAGES OR INJURY CAUSED BY ERROR, INACCURACY, OMISSION, INTERRUPTION, DEFECT, FAILURE OF PERFORMANCE, DELAY IN OPERATION OR TRANSMISSION, TELECOMMUNICATIONS FAILURE OR COMPUTER VIRUS OR OTHER PROBLEM, THAT MAY RESULT FROM THE USE OF, OR THE INABILITY TO USE, THIS WEBSITE OR THE CONTENT, SERVICES, CALCULATIONS, INFORMATION, PRODUCTS OR MATERIALS ON OR AVAILABLE THROUGH THIS WEBSITE, WHETHER IN AN ACTION ALLEGING BREACH OF CONTRACT, NEGLIGENCE OR ANY OTHER CAUSE OF ACTION, OR ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF ANY CONTENT, SERVICES, CALCULATIONS, INFORMATION, PRODUCTS OR MATERIALS ON OR AVAILABLE THROUGH THIS WEBSITE. YOU AGREE THAT SUPREME SHALL NOT BE LIABLE EVEN IF WE OR OUR AUTHORIZED REPRESENTATIVES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU. HOWEVER, IN NO EVENT SHALL SUPREME’S TOTAL LIABILITY TO YOU FOR DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT, TORT OR OTHERWISE) EXCEED THE AMOUNT PAID BY YOU, IF ANY, IN ACCESSING OR USING THIS WEBSITE.
COMMUNICATIONS WITH COMPANY
Time Sensitive Instructions: When communicating with us through this Website, or via email, do not use the Website, or e-mail to communicate any time-sensitive instructions that are in any way related to or affect your loan, loan application or closing (such as interest rates locks, cancellation of a closing, rescissions, or the like). Such instructions may not be honored. All transactions conducted on this Website, or via email, must be confirmed in writing by us to be accepted by and binding upon us.
Loan Approvals: All loan approvals, pre-qualifications, pre-approvals, rate locks, deposit and refund agreements, and the like, are only made by Supreme in writing. Approvals, pre-qualifications and pre-approvals are conditional in accordance with their terms except as be specifically provided for in writing signed by Supreme.
E-Signature: General communications through this Website or via email are not intended by us to constitute either an electronic record or an electronic signature, or to constitute any agreement by the sender to conduct a transaction by electronic means, unless a specific statement to the contrary is included in the message and specific e-signature procedures are employed. However, your assent to a "click to accept" button or box is binding upon you. Recording & Monitoring of Communications: Your communications with us via the Website, email, and telephone may be recorded or monitored and by using such communications methods you are consenting to the recording or monitoring of the same.
ADDITIONAL TERMS
You acknowledge that certain features of this Website, as well other products and services of Supreme, including those that may be available through this Website, may be subject to terms, conditions and disclaimers in addition to these Terms of Use, and you agree that your use of such products and services will be subject to such additional terms, conditions and disclaimers. Permission to Be Contacted: By submitting information to Supreme through this Website or otherwise you are making an inquiry as to lending programs and services offered by Supreme and give Supreme permission to contact you through email, fax, or telephone, or any means, even if your phone number is on a "Do Not Call" list.
Agreement to Provide Accurate Information: In making a loan inquiry, application or in entering into any other transaction or request for information on this Website, you agree to provide accurate, true, current, and complete information upon which Supreme may rely.
Your Cooperation Needed: Supreme generally begins processing your application (which may include ordering an appraisal, credit report, title commitment and other necessary items) upon the submission of a full and complete application. If you submit an application, you agree to cooperate in the application process (including submitting all required documentation in a timely manner) and if needed, to obtain information Supreme may need from third parties such as your bank, employer, current mortgage company, etc. In addition, you agree to notify Supreme of any changes in any information submitted in connection with your application.
Reasonable Efforts: While Supreme will use all of its reasonable efforts to have your application fully processed and closed on or before any applicable rate lock expiration date (if any) and/or anticipated closing date, some process are not under our control. For instance, Supreme cannot be responsible for delays in loan approval or closing due to: the untimely receipt of an acceptable appraisal; the untimely receipt of required documentation; your existing home not selling; matters disclosed by a title commitment or survey; any other matters beyond Supreme’s reasonable control.
Deposit / Refund Policy: When you submit a loan application, Supreme will begin to process your application and, as a result, will advance on your behalf costs for certain third party expenses. If you do not fully cooperate in or complete the application process (including submitting all required documentation in a timely manner), choose to withdraw your application, or choose not to close the transaction for any reason, you may be required to pay for some or all of Supreme’s third party costs. Please review your deposit agreement for details specific to your loan application.
GOVERNING LAW
You agree that these Terms of Use shall be governed by and construed in accordance with the laws of the State of Texas, without giving effect to any principles of conflicts of law. You agree that any action at law or in equity arising out of or relating to these Terms of Use or the use of this Website shall be filed only in the state or federal courts located in Dallas, Texas, and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action.
SEVERABILITY
You agree that if any provision of these Terms of Use shall be found to be unlawful or void, or for any reason unenforceable, then that provision shall be deemed severable from the other provisions of these Terms of Use and shall not affect the validity and enforceability of such other provisions
Phone: 214-340-5225 Toll-Free: 877-350-5225 Fax: 469-461-1372
Email: Recruiting@supremelending.com
Fun Facts
Time Tested
Over a period of 10 years, Supreme Lending has added 65 branches and 713 employees to its nationwide organization, is licensed in 40+ states and has pushed its yearly production volume from $10 million to $1.7 billion. Pretty good growth rate. Watch and see where we go in the next 5 years!
Recognized Industry Leader 2009 and 2010
The Dallas Mortgage Bankers Association recognized Supreme Lending as one of the top 5 in BOTH the Top FHA Minority Lenders AND Top FHA Lenders categories for 2009 and 2010. The competition included all the heavy hitters who have a far bigger base of operations. Pretty awesome!
Technology Is Our Goal
Mortgage Technology Magazine designated Supreme Lending as one of the Top 25 Tech Savvy Lenders in the nation for 2009. We work smart – not hard! See how we can take your business to the next level with Supreme Lending’s arsenal of cutting edge technology.
Award Winning Mortgage Professionals
Year 2011 Winners
D Magazine named 5 Supreme Lending Mortgage Originators in their Second Annual “Best Mortgage Professionals” Issue. The honors, in no particular order, go to: Rodney Anderson, Plano, TX; Chris Duffy, Allen, TX; Les Lobel, Arlington, TX; Brad Boswell, Dallas, TX, Dallas, TX and Todd Nunis, Southlake, TX. Award recipients were nominated by local area recent home purchasers, D Magazine subscribers, mortgage and title companies and real estate agents. Nominators were asked to name mortgage professionals whom they knew through personal experience and to evaluate them in several categories including overall satisfaction and whether they would recommend them to a friend.
Year 2010 Winners
D Magazine named 4 Supreme Lending Mortgage Originators in their first ever “Best Mortgage Professionals” Issue. The honors, in no particular order, go to: Chris Duffy, Allen, TX; Tom Wilson, Dallas, TX; Rodney Anderson, Plano, TX; and Nick Patton, Dallas, TX. An independent research firm mailed nominations to area residents who had recently purchased homes, D Magazine subscribers, mortgage and title companies and real estate agents. Each recipient were asked to nominate only mortgage professionals whom they knew through personal experience and to evaluate them in several categories including overall satisfaction and whether they would recommend them to a friend.
We’re growing
The Supreme Lending corporate office was recently relocated to a new, larger 40,000 square foot facility with enough room to keep expanding! We moved to the Dallas North Toll Way in Addison, Texas which is known for it wide variety of restaurants.
Professional Web Presence
As a Supreme loan officer or branch manager, you will have a choice of over ten professionally designed websites to choose from. Each has the capabilities of being customized with individual testimonials, welcome statements and preferred links. Change the look and feel to suit your market or your mood.
Marketing at Your Fingertips
Take your marketing to the next level by utilizing a wide variety of collateral. Built two years ago to accommodate the need to place advertising easily into the hands of your borrowers or business partners. Available 24-7, Supreme On Demand Marketing grew from a handful of items to now over 200 deliverables. Plus get professional marketing assistance on signage, ads and custom campaigns any time you need the personal touch.
Need a License?
In the first six months of 2010, Supreme’s Licensing Department has processed over 1,000 state/jurisdiction license applications. Supreme has all the important information that you’ll need for state license requirements, NMLS tutorials, important dates and more.
We are Green
Mortgage Technology magazine has named Supreme Lending as a finalist for its 2010 The Green Originator Award. Defined by the magazine, the award is given to the lender that has used technology to create a paperless origination process in an effort to further both business goals and help the environment.
Opportunities At Supreme Lending
If you are looking at mortgage banking companies, Supreme Lending is your ultimate destination. Become a part of a company that is focused on paperless technology, automated underwriting and delivery of quality loans to investors.
Supreme Provides Independence To You
As a Branch Manager you have the flexibility to operate your office within Supreme Lending's existing structure. Underwriting, doc prep, QC, accounting, licensing and other functions are all handled by the corporate office. These are not an expense of the branch office.
Be independent
As a retail location of Supreme, the branch manager is in control of his or her branch with assistance and guidance from corporate. Supreme provides its offices with most loan products available in the marketplace.
Supreme - Our Name Says It All
Supreme provides service, support and training for running a successful office of Supreme. Take advantage of the opportunities at Supreme and see why Supreme is an industry leader.
Supreme Lending Creates Success For You
As an employee of Supreme, you will belong to one of the most successful mortgage companies in the nation.
Supreme Lending Is National
Supreme is a multi-state mortgage company. Licensed in 40+ states and there’s no cost to bank your loans. You’ll get full FHA/VA approval immediately, an automatic pricing engine to price your loans, on demand marketing materials and 24 to 48-hour turnaround times on new submissions. states and there’s no cost to bank your loans. You’ll get full FHA/VA approval immediately, an automatic pricing engine to price your loans, on demand marketing materials and 24 to 48-hour turnaround times on new submissions.
Great, Experienced Appraisers
A1 Closing, which is our appraisal company of choice, is headed by a manager who has over 25 years of experience in the residential appraisal industry, 15 of which has been in appraisal management. He is also a nationally recognized public speaker on appraisal topics and has written an appraisal textbook (currently in editing/print and submission for approval with the state of Texas for ACE credit). A1 Closing has two seasoned appraiser/reviewers who work as Valuation Analysts and a CSR team that is second to none. A1 Closing’s vendor panel is currently at 1,500 well qualified appraisers in over 30 states.
User-Friendly Technology for Appraisal Management”
A1 Closing has developed a proprietary appraisal/order management system that is web-based. Consistently commended by both vendors as well as clients as ‘the most user-friendly web-based order management software on the market today.’
Growing again
Supreme’s Post Closing Department has over 166 years of mortgage experience. In the month of July, Post Closing got 779 loans purchased by investors and shipped out 784 loans. To accommodate the work load the department has grown from 3 employees to 12 in less than 3 years. That is growth.
Supreme Takes Branch Support Seriously
Our Branch Support managers handle an average of 65 to 70 branches, and assists with the transition of getting branches up and running quickly. On average the branch support staff fields 1,000 calls and 7,500 emails a month. Each staff member is dedicated to providing each request with efficiency and courtesy as we know your issue is our issue.
Experience Matters
Supreme’s collective experience totals 65 years in branch support, 17 years in marketing, and over 166 years in mortgage industry post-closing. A1 Closing’s manager has 25 years of experience, our leadership team has 102 years of combined experience in the mortgage industry, and each underwriter and closer averages 25 years of experience.
Quality is the Key
With over 25 combined experience, the Quality Control department ensures the salability of Supreme’s loans by adhering to the guidelines of our investors as well as the agencies that regulate our industry. QC works with the branches and investors to facilitate smooth closings and quality loans and maintain compliance.
Underwriting Relationships
Each branch is set up with an underwriter. Depending on volume, a branch will either have its own underwriter or share an underwriter with another branch. The underwriters, closers and processing staff who all average 25 years of mortgage experience each fund over $9 million a month. Go Underwriting!
Over a period of 10 years, Supreme Lending has added 65 branches and 713 employees to its nationwide organization, is licensed in 40+ states and has pushed its yearly production volume from $10 million to $1.7 billion. Pretty good growth rate. Watch and see where we go in the next 5 years!
Recognized Industry Leader 2009 and 2010
The Dallas Mortgage Bankers Association recognized Supreme Lending as one of the top 5 in BOTH the Top FHA Minority Lenders AND Top FHA Lenders categories for 2009 and 2010. The competition included all the heavy hitters who have a far bigger base of operations. Pretty awesome!
Technology Is Our Goal
Mortgage Technology Magazine designated Supreme Lending as one of the Top 25 Tech Savvy Lenders in the nation for 2009. We work smart – not hard! See how we can take your business to the next level with Supreme Lending’s arsenal of cutting edge technology.
Award Winning Mortgage Professionals
Year 2011 Winners
D Magazine named 5 Supreme Lending Mortgage Originators in their Second Annual “Best Mortgage Professionals” Issue. The honors, in no particular order, go to: Rodney Anderson, Plano, TX; Chris Duffy, Allen, TX; Les Lobel, Arlington, TX; Brad Boswell, Dallas, TX, Dallas, TX and Todd Nunis, Southlake, TX. Award recipients were nominated by local area recent home purchasers, D Magazine subscribers, mortgage and title companies and real estate agents. Nominators were asked to name mortgage professionals whom they knew through personal experience and to evaluate them in several categories including overall satisfaction and whether they would recommend them to a friend.
Year 2010 Winners
D Magazine named 4 Supreme Lending Mortgage Originators in their first ever “Best Mortgage Professionals” Issue. The honors, in no particular order, go to: Chris Duffy, Allen, TX; Tom Wilson, Dallas, TX; Rodney Anderson, Plano, TX; and Nick Patton, Dallas, TX. An independent research firm mailed nominations to area residents who had recently purchased homes, D Magazine subscribers, mortgage and title companies and real estate agents. Each recipient were asked to nominate only mortgage professionals whom they knew through personal experience and to evaluate them in several categories including overall satisfaction and whether they would recommend them to a friend.
We’re growing
The Supreme Lending corporate office was recently relocated to a new, larger 40,000 square foot facility with enough room to keep expanding! We moved to the Dallas North Toll Way in Addison, Texas which is known for it wide variety of restaurants.
Professional Web Presence
As a Supreme loan officer or branch manager, you will have a choice of over ten professionally designed websites to choose from. Each has the capabilities of being customized with individual testimonials, welcome statements and preferred links. Change the look and feel to suit your market or your mood.
Marketing at Your Fingertips
Take your marketing to the next level by utilizing a wide variety of collateral. Built two years ago to accommodate the need to place advertising easily into the hands of your borrowers or business partners. Available 24-7, Supreme On Demand Marketing grew from a handful of items to now over 200 deliverables. Plus get professional marketing assistance on signage, ads and custom campaigns any time you need the personal touch.
Need a License?
In the first six months of 2010, Supreme’s Licensing Department has processed over 1,000 state/jurisdiction license applications. Supreme has all the important information that you’ll need for state license requirements, NMLS tutorials, important dates and more.
We are Green
Mortgage Technology magazine has named Supreme Lending as a finalist for its 2010 The Green Originator Award. Defined by the magazine, the award is given to the lender that has used technology to create a paperless origination process in an effort to further both business goals and help the environment.
Opportunities At Supreme Lending
If you are looking at mortgage banking companies, Supreme Lending is your ultimate destination. Become a part of a company that is focused on paperless technology, automated underwriting and delivery of quality loans to investors.
Supreme Provides Independence To You
As a Branch Manager you have the flexibility to operate your office within Supreme Lending's existing structure. Underwriting, doc prep, QC, accounting, licensing and other functions are all handled by the corporate office. These are not an expense of the branch office.
Be independent
As a retail location of Supreme, the branch manager is in control of his or her branch with assistance and guidance from corporate. Supreme provides its offices with most loan products available in the marketplace.
Supreme - Our Name Says It All
Supreme provides service, support and training for running a successful office of Supreme. Take advantage of the opportunities at Supreme and see why Supreme is an industry leader.
Supreme Lending Creates Success For You
As an employee of Supreme, you will belong to one of the most successful mortgage companies in the nation.
Supreme Lending Is National
Supreme is a multi-state mortgage company. Licensed in 40+ states and there’s no cost to bank your loans. You’ll get full FHA/VA approval immediately, an automatic pricing engine to price your loans, on demand marketing materials and 24 to 48-hour turnaround times on new submissions. states and there’s no cost to bank your loans. You’ll get full FHA/VA approval immediately, an automatic pricing engine to price your loans, on demand marketing materials and 24 to 48-hour turnaround times on new submissions.
Great, Experienced Appraisers
A1 Closing, which is our appraisal company of choice, is headed by a manager who has over 25 years of experience in the residential appraisal industry, 15 of which has been in appraisal management. He is also a nationally recognized public speaker on appraisal topics and has written an appraisal textbook (currently in editing/print and submission for approval with the state of Texas for ACE credit). A1 Closing has two seasoned appraiser/reviewers who work as Valuation Analysts and a CSR team that is second to none. A1 Closing’s vendor panel is currently at 1,500 well qualified appraisers in over 30 states.
User-Friendly Technology for Appraisal Management”
A1 Closing has developed a proprietary appraisal/order management system that is web-based. Consistently commended by both vendors as well as clients as ‘the most user-friendly web-based order management software on the market today.’
Growing again
Supreme’s Post Closing Department has over 166 years of mortgage experience. In the month of July, Post Closing got 779 loans purchased by investors and shipped out 784 loans. To accommodate the work load the department has grown from 3 employees to 12 in less than 3 years. That is growth.
Supreme Takes Branch Support Seriously
Our Branch Support managers handle an average of 65 to 70 branches, and assists with the transition of getting branches up and running quickly. On average the branch support staff fields 1,000 calls and 7,500 emails a month. Each staff member is dedicated to providing each request with efficiency and courtesy as we know your issue is our issue.
Experience Matters
Supreme’s collective experience totals 65 years in branch support, 17 years in marketing, and over 166 years in mortgage industry post-closing. A1 Closing’s manager has 25 years of experience, our leadership team has 102 years of combined experience in the mortgage industry, and each underwriter and closer averages 25 years of experience.
Quality is the Key
With over 25 combined experience, the Quality Control department ensures the salability of Supreme’s loans by adhering to the guidelines of our investors as well as the agencies that regulate our industry. QC works with the branches and investors to facilitate smooth closings and quality loans and maintain compliance.
Underwriting Relationships
Each branch is set up with an underwriter. Depending on volume, a branch will either have its own underwriter or share an underwriter with another branch. The underwriters, closers and processing staff who all average 25 years of mortgage experience each fund over $9 million a month. Go Underwriting!
Teamwork, people and positive attitude.
When outstanding people are part of your team, the sky's the limit.
When outstanding people are part of your team, the sky's the limit.
Phone: 214-340-5225 Toll-Free: 877-350-5225 Fax: 469-461-1372
Email: Recruiting@supremelending.com
